Discover checking that's truly personal.

No matter where you are on the path to financial freedom, FAIRWINDS has a checking account to help you manage your money on that journey.

Compare Checking Accounts

Find an account that best fits your lifestyle.

	Freedom Spending Account	Preferred Checking	Signature Checking
Description	Our most popular checking account includes no monthly service charge or minimum balance requirement.	With a Preferred Checking account you'll earn interest along with preferred ATM access and Preferred Savings rates.	Our most rewarding checking account offers premium interest rates, access to a high-yield savings account, and no ATM fees.
Monthly Service Charge	$0	$10 Waived with either $1,000 in total monthly direct deposits, or with $10,000 or greater average monthly deposit balance, or by maintaining an investment* account balance of $10,000 or greater.	$25 Waived with either $25,000 or greater average monthly combined deposit balance* or $25,000 or greater investment** account balance.
Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations
Out-of-Network ATM Refunds		Up to $10 in monthly refunds	Unlimited refunds
Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments
Access to Higher Earnings		Qualifies for Preferred Savings Account	Qualifies for Signature Savings Account
Early Direct Deposit
Move Money with Zelle®

Description	Our most popular checking account includes no monthly fee or service charge.
Monthly Service Charge	$0
Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations
Out-of-Network ATM Refunds
Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments
Access to Higher Earnings
Early Direct Deposit
Move Money with Zelle®

Description	Earn more interest.
Monthly Service Charge	$10 Waived with either $1,000 in total monthly direct deposits, or with $10,000 or greater average monthly deposit balance, or by maintaining an investment* account balance of $10,000 or greater.
Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations
Out-of-Network ATM Refunds	Up to $10 in monthly refunds
Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments
Access to Higher Earnings	Qualifies for Preferred Savings Account
Early Direct Deposit
Move Money with Zelle®

Description	Our most rewarding checking account offers premium interest rates, access to a high-yield savings account, and no ATM fees.
Monthly Service Charge	$25 Waived with either $25,000 or greater average monthly combined deposit balance* or $25,000 or greater investment** account balance.
Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations
Out-of-Network ATM Refunds	Unlimited refunds
Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments
Access to Higher Earnings	Qualifies for High-Yield Signature Savings Account
Early Direct Deposit
Move Money with Zelle®

* Combined balances include consumer checking, savings, and CDs.

** Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), a registered broker-dealer.