Certificate of Deposit
None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.

Flexible Terms
Terms from 3 months to 60 months, including Add-On CD options
$0
No monthly service charge
Fixed Rates
Guaranteed interest rate for the duration of the initial CD term
Account Details
$1,000 minimum to open
No monthly service charge
Early withdrawal penalties may apply*
Looking for an Add-On CD?
Make unlimited deposits to your CD for 6 or 12-month terms
$100 minimum to open
See our Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Certificate of Deposit (CD) Rates
CD Special Rates | Annual Percentage Yield (APY) |
---|---|
7-month CD Special | ... |
7-month CD Special with Signature Credit Card | ... |
CD Rates | Annual Percentage Yield (APY) |
---|---|
3-month CD | ... |
6-month CD | ... |
12-month CD | ... |
36-month CD | ... |
48-month CD | ... |
60-month CD | ... |
Add-On CD Rates | Annual Percentage Yield (APY) |
---|---|
6-month Add-On CD | ... |
12-month Add-On CD | ... |
How much can you earn?
Use this calculator to help see the potential interest growth on your Certificate of Deposit.
Featured Articles

Many people think that living within a budget means never indulging. The reality is almost the complete opposite.

Follow these five steps to know how long you should wait before making a big purchase and how to save the most money while fitting the purchase in your budget.