Current Personal Account Rates
View rates on all of our personal banking solutions, from Savings and Checking Accounts to Auto and Home Loans.
Savings Accounts
| Savings Interest Rates | APY* |
|---|---|
| Emergency Savings | 5.00% |
| Freedom Savings | 0.10% |
| Preferred Savings | 1.00% |
| Signature Savings | 2.15% |
| Investor Savings | 3.00% |
| IRA Savings Account | 0.10% |
Checking Accounts
Preferred Checking
| Account Balance | APY* |
|---|---|
| $9,999.99 or below | 0.01% |
| $10,000.00 — $24,999.99 | 0.02% |
| $25,000.00 — $49,999.99 | 0.03% |
| $50,000.00+ | 0.04% |
Signature Checking
| Account Balance | APY* |
|---|---|
| $9,999.99 or below | 0.05% |
| $10,000.00 — $24,999.99 | 0.10% |
| $25,000.00 — $49,999.99 | 0.15% |
| $50,000.00+ | 0.20% |
Certificates of Deposit (CD)**
CD Rates
| Type | APY* |
|---|---|
| 3-Month CD | 1.31% |
| 6-Month CD | 1.26% |
| 12-Month CD | 1.99% |
| 24-Month CD | 1.91% |
| 36-Month CD | 1.92% |
| 48-Month CD | 1.95% |
| 60-Month CD | 1.98% |
Add-Ons
| Type | APY* |
|---|---|
| 6-Month Add-On CD | 1.26% |
| 12-Month Add-On CD | 1.99% |
Specials
| Type | APY* |
|---|---|
| 7-Month CD Special | 4.25% |
| 7-Month CD Special with Signature Credit Card | 4.50% |
Credit Cards
| Credit Cards | APR*** |
|---|---|
| Visa Signature® Credit Card | starting at 18.00% |
| Secured Credit Card | starting at 18.00% |
| Cash Back Visa® Credit Card | starting at 14.49% |
Loans and Lines of Credit
Vehicle Loans
| New Car | APR*** |
|---|---|
| 36 Months | 4.490% |
| 72 Months | 6.000% |
| 48 Months | 5.400% |
| 60 Months | 5.600% |
| Used Car | APR*** |
|---|---|
| 72 Months | 6.300% |
| 48 Months | 5.650% |
| 36 Months | 5.500% |
| 60 Months | 5.900% |
| Other Vehicles | APR*** |
|---|---|
| Motorcycle, Boat, and RV (Used) | 7.800% |
| Motorcycle, Boat, and RV (New) | 7.350% |
Mortgages
| Fixed Rate | Rate | APR*** | Points |
|---|---|---|---|
15 Year Fixed 180 months at 5.500% (5.750% APR) for a $250,000 loan would result in a monthly payment of $2,042.71. | 5.500% | 5.750% | 0.889 |
20 Year Fixed 240 months at 5.875% (6.075% APR) for a $250,000 loan would result in a monthly payment of $1,773.10. | 5.875% | 6.075% | 0.884 |
30 Year Fixed 360 months at 6.500% (6.656% APR) for a $250,000 loan would result in a monthly payment of $1,580.17. | 6.500% | 6.656% | 0.811 |
| Jumbo Rate | Rate | APR*** | Points |
|---|---|---|---|
15 Year Jumbo Mortgage 180 months at 5.125% (5.258% APR) for a $726,200 loan would result in a monthly payment of $5,790.14. | 5.125% | 5.258% | 0.647 |
20 Year Jumbo Mortgage 240 months at 5.625% (5.748% APR) for a $726,200 loan would result in a monthly payment of $5,046.85. | 5.625% | 5.748% | 0.778 |
30 Year Jumbo Mortgage 360 months at 6.125% (6.223% APR) for a $726,200 loan would result in a monthly payment of $4,412.47. | 6.125% | 6.223% | 0.818 |
| ARM Rate | Rate | APR*** | Points |
|---|---|---|---|
10/6 ARM For a 30-year loan of $500,000.00, you would make 60 payments of $2,997.75 at 6.000% (6.534% APR), followed by 300 payments based on the then-current variable rate. | 6.000% | 6.534% | 0.811 |
5/5 ARM For a 30-year loan of $500,000.00, you would make 60 payments of $2,997.75 at 6.000% (6.861% APR), followed by 300 payments based on the then-current variable rate. | 6.000% | 6.861% | 0.811 |