Preferred Checking Account
A checking account that lets you earn interest along with preferred ATM access and Preferred Savings rates.
Earn Interest
Watch your money grow with tiered interest rates.
Preferred Savings
Make your deposits work for you with access to higher earnings.
33,000+ ATMs
Access to fee-free nationwide CO-OP ATM locations
More Benefits and Savings
Receive up to $10 in monthly refunds at out-of-network ATMs
One box of FAIRWINDS-style checks per year
No service charge for additional Freedom Savings accounts
Free overdraft transfers, incoming wires, and stop payments
Receive your eligible direct deposits up to two days early, including paychecks, tax refunds, pensions, and more
Easily send money to friends, family, and others you trust with Zelle®
Your deposits are insured by the NCUA
Account Details
$25 minimum opening deposit
$10 monthly service charge waived with any of the following:
$1,000 in total monthly direct deposit, or
$10,000 or greater average monthly combined* deposit balance, or
$10,000 or greater in an investment** account
See our Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Today's Rates
Balance Tier | APY*** |
|---|---|
$0.01 - $9,999.99 | ... |
$10,000.00 - $24,999.99 | ... |
$25,000.00 - $49,999.99 | ... |
$50,000.00 - $9,999,999.99 | ... |
Tools to Help Serve You
Deposit checks securely from the FAIRWINDS Mobile App by snapping a photo.
Get real-time account alerts sent to your phone or email and have peace of mind. Message and data rates may apply.
Temporarily lock your debit card instantly if you think it's lost or stolen.
Tap your FAIRWINDS Visa® Debit Card and pay for purchases safely and securely.
Start investing with as little as $200 through EasyVest Digital Advisor, an automated investment management tool.