Change it Up

Be the change your savings needs.

With our debit card round-up program Change it Up, automatically build your savings or pay down your loan.

Father and daughters counting change at home.

Easy and Effortless

Enroll for free in our Change it Up Program, and we'll automatically round up your debit card purchases to the nearest dollar.

How it Works

  1. Automatically round up your debit card purchases to the nearest dollar.

  2. The difference will transfer directly from your Spending or Checking account to either your FAIRWINDS savings account or your FAIRWINDS loan balance (as a principal payment).

  3. Want to round up even more? Add dollar increments to your Change it Up to save more or pay down faster.

A small change goes a long way.

See how your savings can add up:

Your Debit Card Purchase Amount

Automatically Rounds Up By

Round Up with Additional Funds*

Gas - $27.24

$0.76

$1.76

Groceries – $119.12

$0.88

$1.88

Lunch - $12.80

$0.20

$1.20

Total:

$1.84

$4.84

Tip! Automatically add $1.00 - $5.00 to every debit card purchase, including whole dollar purchases.

*Example: Automatically add $1.00 to every debit card purchase, including whole dollar purchases

Get Started

What you’ll need:

  • A Spending or Checking Account

  • A FAIRWINDS Visa® Debit Card

  • Electronic Statements

  • One eligible FAIRWINDS savings account or loan account

Choose one of these savings accounts or loans to receive the round-up:

Eligible Savings Accounts:

  • Emergency Savings

  • Freedom Savings

  • Preferred Savings

  • Signature Savings

  • Investor Savings

Eligible Loan Accounts:

  • New or Used Consumer Auto Loan

  • Personal Loan

  • RV Loan

Enroll today through Online or Mobile banking by selecting "Change it Up" under the "Journey to Financial Freedom" menu.

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